FAQ Insurance and Payment
Does your office accept my insurance?
Dr. Mike is an in-network provider for most PPO plans as well as Dentaquest / Medicaid.
Please try your best to provide our office with your current insurance information (policy name, insurance company address, etc.) at least two days before your appointment so that we can verify your coverage. This process may take time so we truly appreciate your help and understanding. Some prefer to verify their insurance on their own and that’s ok too. If we do not receive this information ahead of time we will not be able to give you an accurate breakdown of your dental costs for that appointment.
In addition, we file dental insurance as a courtesy to our patients. Payment is due the day services are rendered. We will review with you the treatment and the costs prior to any treatment. If you have no insurance, payment in full is expected at each visit. If you have insurance, we will check your benefits and inform you of your estimated co-payment, which is due at each visit.
What Methods of Payment Do You Acccept?
We accept checks, cash, MasterCard, Visa, Discover and Care Credit.
How Does Dental Insurance Work?
We are insurance friendly and will gladly assist you in understanding and maximizing your benefits. Most dental insurance policies cover regular dental exams and cleanings every six months. Some other preventive procedures like X-rays, fluoride treatments and sealants may have additional costs associated with them. With regards to restorative care, dental insurance is only meant to be an aid and typically does not cover 100% of the dental fees. Most insurance plans only pay between 50%-80% of the average total fee.
We will make every effort to accurately estimate your co-payment based on the information given to us from your insurance company representative. We will review your child’s treatment plan, benefits and estimated co-payments with you prior to any treatment. Keep in mind, the coverage quotes we receive from the insurance company are estimates only and not a guarantee of payment.